The overwhelming majority of people driving in California are quite happy with their automobile insurance, but there are still millions of people in this great state that feel like they are being taken for a ride themselves every time they have to pay their California car insurance bill.
Because many of these people have made significant California car insurance mistakes along the way, opening themselves up to all kinds of headache and hassle that they couldn’t have ever expected previously. If you want to be sure that you avoid these mistakes (and believe us, you do), you’ll want to pay close attention to the details outlined below.
California car insurance mistake #1 – Not paying for quality insurance
There is definitely going to be at least a little bit of temptation to pay for the cheapest California car insurance you can find, figuring that you’re never going to have to use the insurance in the first place.
That’s the wrong approach to looking at this expenditure.
Rather than looking at your California car insurance as an overly expensive (and unnecessary) monthly bill, begin to look at this as an investment in your safety and well-being. All of a sudden you’ll be comfortable upgrading your coverage so that you are protected if you need to leverage it.
California car insurance mistake #2 – Not asking for extra deals and discounts ahead of time
Secondly, a lot of California drivers refuse (for a variety of different reasons) to ask for extra deals and discounts from their California car insurance agent or representative – a mistake that usually costs them at least a few hundred (and maybe a few thousand) dollars over the lifetime of their policy.
Do not make that same mistake.
Ask your car insurance agent or representative for any and all discounts they can provide you with, and you might be surprised at just how much money you’re able to save right out of the gate.
California car insurance mistake #3 – Not verifying your policy before signing on the dotted line
Finally, you are definitely going to need to take the time to read the fine print on your car insurance contract before you sign on the dotted line or you might be agreeing to details that you never would have otherwise.
Shady California car insurance companies have been eliminated for the most part, but there are still some less than ethical representatives out there that will try to sneak things by you, hoping that you won’t read the agreement in full.
Prove them wrong.